Paul Hector

Hector Finance and Consulting
Mentor since 2020

My career is based around banking and finance with 36 years at Westpac. Over half of that time has been as a Relationship Manager in Agri and Commercial Banking, followed by a further 10 years working for a number of 2nd tier accounting firms in their finance/ advisory and broking divisions.

During these periods I have provided advice to clients in a vast number of industries including but not confined to, manufacturing, professional services, start-ups, agriculture/ aquaculture, IT, medical, import/export suppliers, wholesale/retail.

Areas Of Expertise
  • Supply Chain/ Overseas Trade Finance
  • Working Capital Analysis
  • Cash Flow Forecasting including the use of three-way budgets, cash flow/profit and loss and balance sheet
  • Business Insolvency
  • Business Plans
  • Negotiation with banks/accountants/lawyers on finance and related areas
Qualifications & Achievements
  • 40+ years hands on experience working with SME’s and Agriculture businesses in finance related matters. Previous qualifications that now have expired included
  • RG 146
  • MFAA Member
  • Commercial Broker Accredited to major banks and other associated financiers.